COMFORTABLE – With the onset of the coronavirus crisis, the list of countries requiring special coverage has only expanded. Sometimes with an obligation to cover health costs or even living in quarantine.
This is a direct consequence of the Covid-19 pandemic: in principle, travel insurance covering any costs associated with illness on the spot becomes compulsory for visits to certain countries, while borders are reopening outside Europe. And month after month, the list continues to grow. Whereas before the health crisis, only six states required tourists to provide a certificate of health insurance (China, Russia, Cuba, Algeria, Mongolia and Saudi Arabia, see our article), this figure increased to 23 in September 2020 and has now reached 34 at the dawn of summer 2021 (see the end of the article for a complete list), including many tourist destinations (Thailand, Seychelles, Cuba, Costa Rica …).
In particular, the authorities of the respective states require an insurance certificate marked “Covid”, which guarantees coverage of any costs associated with the disease on the spot: hotel quarantine, medical repatriation … The document will be checked more often. when boarding a plane, less often when leaving, and sometimes under the conditions of obtaining a visa.
SEE ALSO – Covid-19: “A health pass will be compulsory for travel to another European country”
Commitments vary from country to country
If several of these 34 countries simply enter “medical insurance” Therefore, without further details, most argue that health, hospitalization or repatriation costs will be covered if you contract the coronavirus locally. This coverage must be indicated in black and white on the insurance certificate. Hence, it must be requested directly from your insurer or your bank card insurer (Visa, MasterCard, etc.).
Small problem: many elderly people who are vaccinated and want to travel again cannot get insurance. “Many contracts end at 65, 72 or 75 years. In addition, it is sometimes difficult to find an insurance contract, so we indicate the corresponding contracts in our comparator depending on the age ”. David Dumont was wary.
Another limitation to be aware of is that a minimum amount of support is now often required. Thailand, for example, requires health care costs to be covered up to … more than $ 100,000, while Cambodia is satisfied with $ 50,000). For its part, Costa Rica requires up to $ 2,000 for living expenses for a two-week stay and up to $ 50,000 for medical expenses. And this is even for the vaccinated! From France, currently only Assur-Travel covers these costs, but it is also possible to take out local insurance (unfortunately often quite expensive) upon arrival there.
“It is important for travelers to know if insurance is compulsory in the country of their destination. In general, you can often subscribe until the day before departure. “ says David Dumont, president of Insurly, a travel insurance comparator.
Most travel insurance with bank cards covers medical costs in the event of an epidemic, but not always costs in the event of compulsory obstetrics. Thus, they can be used for travel to countries where a special Covid certificate is not required. “For 34 countries affected by the certification commitment, it is recommended to make an application before the trip, directly to the insurance company of your bank card “, Recommended by David Dumont.
List of 34 countries requiring a travel insurance certificate with the mention of “Covid”.
Asia / Eastern Europe:
- Aruba (West Indies)
- Costa Rica
- Saint Martin (Dutch)
- Turks and Caicos Islands
- Saudi Arabia